Assistance is available for various types of projects through the City of Dearborn Economic and Community Development department
The City of Dearborn's Home Rehabilitation Program provides financial assistance (deferred loans) to qualified homeowners for the repair or rehabilitation of their homes.
Who is Eligible?
You must have owned and occupied a one-family Dearborn residence for a minimum of one year and have a valid Certificate of Occupancy, or for a minimum of two years without a valid Certificate of Occupancy. A two-family Dearborn residence may be eligible for assistance if the owner-occupant has been utilizing the structure as a single-family residence and agrees to permanently covert the structure to a single-family home.
Your property taxes, mortgage, and home owner's insurance payments must be up to date.
Maximum Household Income (as of Jan. 1, 2014):
The property must be structurally sound and economically feasible to rehabilitate.
Completion of standard maintenance and minor repairs (such as smoke detectors, vacuum breakers, debris removal, and furnace inspection) may be required prior to acceptance into the program.
The home must be economically feasible to rehabilitate.
A lien, guaranteeing future repayment of the assistance provided, plus an administrative fee, will be recorded against your property.
Assistance is offered with no interest charges. Repayment of the loan and administrative fee becomes due when the home is sold or is no longer owner-occupied by the eligible applicant.
The information provided above is a representative sample of program rules and regulations. Other terms and conditions of the City of Dearborn's Home Rehabilitation Program are subject to modification without notice.